NIGHTFALL TOOLS // SUMUP → FREEAGENT · QUICKBOOKS · SAGE · XERO

Statement bridge.

Turn a SumUp transactions export into a bank statement CSV for FreeAgent, QuickBooks, Sage Accounting or Xero. Each sale, card fee, held-back amount and payout to your bank becomes its own line, so the SumUp account in your books balances back to zero.

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1. Your SumUp export

Choose a CSV or drop it here Use SumUp's transactions report. You can add several months at once. Showing example data

2. Your accounts software

FreeAgent QuickBooks Sage Accounting Xero

3. Money SumUp holds back

Record held-back amounts
For example, repayments on a SumUp cash advance

Held back from each sale

If your export lists what SumUp held back, the exact figures are used and checked against this rate. If it doesn't (the shorter SumUp report), this rate is used to work them out.

Statement preview

Date	Line	Description	Amount

Importing and explaining the lines

Use this separate SumUp account, not your main bank account. Then explain or categorise each kind of line like this:

Sale	Sales income, or match it to the invoice it paid.
Fee	Bank charges or merchant fees.
Held back	Repayment of your SumUp cash advance or loan. Check with your accountant if you're unsure what it is.
To bank	Transfer to your main bank account. There's one line per payout, so it matches the deposit on your bank statement.
Refund	Refund or chargeback against the original sale.

Independent tool. Not made by or affiliated with SumUp, FreeAgent, Intuit QuickBooks, Sage or Xero. Check the totals against your SumUp payouts before reconciling, and ask your accountant if you're unsure how to explain a line.